Transparent, supportive, and designed to make your experience simple.
Payment & Insurance Information
Our team will help you understand every aspect of your surgical investment, from financing options to implant warranties.
Payment Overview
Finesse Plastic Surgery is a fee-for-service practice. All procedures are paid in full prior to surgery. To reserve your surgery date, a 50% deposit is required, with the remaining balance due two weeks before surgery.
We accept cash, all major credit cards, and patient financing options such as CareCredit. Our team will help you explore the best payment plan for your needs, and we can walk you through the application process in our office or over the phone.
Insurance Coverage
Most of the procedures we perform are elective and therefore not covered by insurance. This is true for nearly all plastic surgery practices in Orange County, especially those focused on cosmetic and revision breast surgery. While a few surgeons may accept insurance, they are rare and often limited to reconstructive hospital-based care.
Our goal is to be transparent up front so you don't waste time searching for something very few practices offer. Instead, we encourage you to focus on finding the right experience, expertise, and trust. The factors that truly determine your result.
When Insurance May Apply
There are a few situations where insurance may partially cover certain procedures, such as:
- • Ruptured silicone implants
- • Severe capsular contracture (Baker Grade III or IV)
In these cases, insurance sometimes covers the removal of implants only, not the cost of new implants or additional procedures like a breast lift.
Although we do not bill insurance directly, we provide all diagnostic and surgical codes so you can submit a claim to your insurance company. Many patients receive partial reimbursement directly from their insurer this way.
Tip
Our team can provide the specific codes you'll need to submit your claim and guide you through the process.
For Breast Cancer Patients
If you have breast cancer or a personal history of breast cancer, Dr. West sees patients through Saddleback Memorial Hospital on Tuesdays and Thursdays, where you can use your insurance for consultations and reconstructive surgery.
Implant Warranties and Cost Reduction
Many breast implant manufacturers, including Allergan, Mentor, and Motiva, offer warranty coverage for issues such as rupture or capsular contracture. These warranties often cover the cost of replacement implants and may include financial assistance toward surgical fees.
Our team will help you navigate these benefits to minimize your out-of-pocket costs.
Warranty Coverage Available From
AllerganMentorMotiva
Our Philosophy
We believe in transparency and empowerment. Every patient deserves to know exactly what to expect, financially and surgically, from the very beginning. We'll walk you through every detail so you can make informed, confident decisions about your care.
Exclusively focused. Exceptionally refined.